First Rewards Checking

Set up to really pay off.

Combine the freedom of a checking account with the earnings of an investment account to earn rewards on your checking account with First Rewards Checking. Earn 2.25% APY1 with no fees when qualifications are met. 

  • No Minimum Balance Required
  • $500 Overdraft Privilege
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Let your money work for you

With a First Rewards Checking account, earn high dividends paid monthly.

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3 Easy Qualifications

  1. 12 Debit Card purchases post and clear each month

  2. Receive full payroll through Direct Deposit

  3. Sign up for eStatements

First Rewards Checking Rates

VIEW ALL CHECKING RATES
  Min Balance To Open Min Balance To Earn Min Balance - $5K
DIVAPY1
$5K+ - $10K
DIVAPY1
$10K+ - $20K
DIVAPY1
$20K+
DIVAPY1
First Rewards2 $25 $0.01 2.22%2.25% 2.22%2.25% 0.35%0.35% 0.35%0.35%

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Ready to get started

Are you ready to let your money work for you? First Rewards Checking Accounts may be opened online or in-person. 
 

Debit Card Styles

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Overdraft Protection

Emergencies happen, we’ve got you covered.

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Investments & Planning

Here to help you build a stronger tomorrow.

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1The APY (Annual Percentage Yield) for balances up to $10,000 will be 2.25% APY when the qualifications for the First Rewards Checking are met and .35% APY for balances over $10,000. The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 2.25% APY - 0.35% APY.

2In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month.

3Qualification period begins the first day of each month and ends at the cut-off time of 10pm CST on the last business day of each month. Credit Union closed on Sundays and Holidays.

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