Claim Your Youth

Take good steps, right from the start.

The teen years are a great time to teach financial awareness. Teens ages 13 to 17 are eligible to take advantage of a savings program to motivate positive money management and build financial skills for a lifetime.

  • Fun prizing for reaching savings goals
  • Easy access with a VISA® debit card
  • Full credit union membership benefits

It's easy to get started

Claim Your Youth accounts can be opened at any branch by teens accompanied by a parent or guardian. Bring two forms of ID and your teen’s social security card to facilitate the process.

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Prizes for reaching savings goals

Learning to save is a critical life skill. That's why we reward you on major milestones you achieve along the way.

  • When you save $5 - you GET a pair of wireless earbuds.
  • When you save $2,000 - you GET a virtual reality headset.
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Money management made easy.

With a Claim Your Youth account, you become a full FCCU member. That means in addition to a great, no-fee savings account, you get easy access with your own Visa® debit card.

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Saving becomes a win-win.

Start small and go big with savings and special events. Event opportunities offered multiple times a year to reward your efforts in reaching savings goals.

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Financial advice to grow on.

With Claim Your Youth, you get practical advice on financial topics that really matter. Claim Your Youth account holders will learn about:

  • Making transactions and managing balances
  • Understanding financial terms
  • Budgeting effectively
  • Using credit wisely

Claim Your Youth Rates

View All Savings Rates
Min Balance To Open $5
Min Balance to Earn $5
$0~$25K DIV / APY $100
$25+~$50K DIV / APY 0.10%0.10%
$50K+ DIV / APY 0.15%0.15%

Compare all youth accounts

Need more options? Explore accounts that get younger members moving towards financial goals.

Red Ranger

Start kids saving from 0 to 12.

Claim Your Youth

Savings specially for teens age 13 to 17.

U First

Designed for young adults 18 to 25.

Ready to get started

Remember, Claim Your Youth accounts must be opened at a branch by teens accompanied by a parent or guardian. Don't forget to bring two forms of ID and your child’s social security card to facilitate the process.

1APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends.

Become a Member

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FINANCIAL LITERACY

For Kids

For kids from 0 to 11

For Teens

For teens from 13 to 19