U First

Designed to help build a strong financial future with special bonuses and benefits specifically made for young adults.

Earn 5.0% APY1 on the first $1,000.00 on deposit!

  • FREE Online Banking
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Debit Card

It's easy to get started

U First accounts can be opened at any branch by young adults ages 18-25. Don’t forget to bring two forms of ID like your drivers license, ID card or passport to facilitate the process.

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Financial advice to grow on.

With U First, you get practical advice on financial topics that really matter. U First account holders will learn about:

  • Making transactions and managing balances
  • Understanding financial terms
  • Budgeting effectively
  • Using credit wisely

U First Rates

View All Savings Rates
Min Balance To Open Min Balance to Earn $1 - $1K
DIV        APY1
$1K+ - $25K
DIV        APY1
$25K+ - $50K
DIV         APY1
$50K+
DIV    APY1
$5 $5 4.91% 5.00% 0.20% 0.20% 0.30% 0.30% 0.45% 0.45%

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U First

Designed for young adults 18 to 25.

Ready to get started

Remember, U First accounts can be opened at a branch or online by young adults. Bring two forms of ID like your drivers license, ID or passport to facilitate the process.

1 APY = Annual Percentage Yield. APY assumes dividends remain in the account. Withdrawals, penalties, and fees could reduce earnings. 5.0% APY is paid on the first $1,000 on deposit only. Any amount over $1,000 will earn the standard APY for a savings account.

Become a Member

Join us Today! Personal appointmentMake an in person appointment Online bankingEnroll in Online Banking