Teachers, Thank You!

We appreciate all you do as an educator and we want to reward you for all of your hard work and dedication. You are invited to take part in our annual Teacher Appreciation Loan (TAL) promotion with all its benefits plus additional rate discounts.

Get your Teacher Appreciation Loan by September 15, 2018. It's this easy:

  • Apply for your loan online or in person
  • Open your savings and checking account with Direct Deposit
  • Bring in your 2018-19 contract or confirmation of employment when you close the loan
Apply Now!

TAL Features

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Up to $5,000

Borrow up to $5,000

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Low Rates

Rates as low as  6.74% APR*!

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90 Day No Payment

Enjoy no payments for up to 3 months.

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.10% APR discount when you apply online

Apply online to lower your rate.

1For educators new to the district, Direct Deposit forms must be completed in order to receive loan proceeds. For existing educators, FCCU must actually receive deposit through Direct Deposit prior to receiving loan proceeds. APR = Annual Percentage Rate and includes all applicable discounts. Rates subject to change without notice. Certain credit criteria and employment qualifications apply. 90 days no payments based on credit criteria. Maximum discount .60%. Payment example:  6.64% APR for 48 months = $23.85 per $1,000 borrowed. Offer available to full-time teachers and certain contract employees through 9.15.18. Offer intended for and available in the following school systems: Alief ISD, Cy-Fair ISD, Klein ISD, Spring ISD, Ft. Bend ISD, Katy ISD, Spring Branch ISD, Tomball ISD, Waller ISD, Magnolia ISD, Lamar Consolidated ISD, Awty International School, Saint Cecilia School, Salem Lutheran School and Spring Branch Presbyterian Learning Center. Offer not available to individuals who have caused a previous loss to the credit union. Membership savings and checking accounts must be established. See credit union representative for full details. FCCU invites all teachers living or working in Harris, Fort Bend, or Montgomery County to reward themselves with a Teacher Appreciation Loan!

Become a Member

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Low rates and flexible terms on loans personalized for you.