Debt Consolidation Loans

Your best life starts here!

FCCU Can help consolidate your debt into one loan: lower interest rate, lower payment and higher happiness.

Use this loan to pay:
Credit Card Debt, Medical Bills and more. Live stress-free knowing your debt is under control and easy to manage.

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Standard Rate as low as 6.74% APR1

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Up to 60 Months for repayment

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Skip-A-Pay up to two times per year2

Our members enjoy great rates.

Great rates from First Community help our members save on personal loans. Wondering how much you can qualify for, or how interest rates and terms impact your payment?

We’re here to help.

Not sure what personal loan is right for you? Stop by a branch near you to discuss personal loan options, or contact us at 281.856.5300 or toll free 800.456.3228 for more information. Make an appointment to skip the line when you visit.

1APR = Annual Percentage Rate. Rates and terms subject to change. Certain credit criteria apply for lowest rate quoted. Rates quoted on these loans include the following: 1) 0.25% off for purchase of credit life and disability insurance coverage; 2) 0.15% off with either First Rewards Checking or Texans Checking; 3) 0.10% off with an FCCU Visa Credit Card. Maximum discount of 0.25%. 60 months @ 6.74% APR = monthly payment of $21.11 per $1,000 borrowed. 
2Skip-A-Payment adds $20 to the loan each time the loan is skipped. Cannot be combined with any other offers. Certain restrictions may apply.

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Low rates and flexible terms on loans personalized for you.