Your Exclusive Credit Union Benefits with First Community Credit Union

First Community Credit Union (FCCU) is proud to support the Rice Community. As part of our partnership with Rice University, we are excited to extend exclusive credit union membership benefits to all Rice employees, including receiving. Additionally we offer you a .25% rate APY increased on your first certificate of deposit (CD) with First Community to help your money grow.
 

Why bank at FCCU? Our purpose is simple: to empower our members to achieve their financial goals.

As one of the largest and most trusted credit unions in the Greater Houston area, we believe in people helping people, and are committed to empowering you with the tools, guidance, and services you need to achieve your financial goals.  

• Mobile & Online Banking, including Mobile Deposits
• Access to 100,000+ Free ATMs
• Multiple convenient branch locations
• Competitive loans, rewarding checking accounts, and personalized service
• A commitment to community, financial education, and lasting member relationships

We’re here to support every step of your financial journey — from everyday banking to major milestones.

 

At FCCU, our mission is simple: to improve the financial well‑being of our members and be your Financial Partner for Life. We believe in people helping people, and we are committed to empowering you with the tools, guidance, and services you need to reach your financial goals.

Terms and Conditions apply for offers. Certain credit criteria apply. Rates and terms are subject to change without notice. Savings account must be established with minimum $5 deposit for membership. One offer redeemed per product. 1$100 will be deposited in your savings account when a new personal checking account with Direct Deposit is established with a minimum of $500 received monthly. Not valid on subsequent checking accounts or business checking. Must have both checking and direct deposit to receive the $100. Funds will be deposited into savings account within 30 days after eligibility requirements are met. 2$100 will be deposited in your savings account when you open a new credit card and must be opened by the primary member. Not valid for joint credit cards or authorized signers on credit cards. Funds will be deposited within 30 days after eligibility requirements are met. 3$100 will be deposited in your savings account within 30 days after eligibility requirements are met when a new loan is opened and funded. Valid on an auto or personal loan only. Offer is valid for only one auto or one personal loan only. For auto loan, valid on a new auto purchase, used auto purchase or an auto refinance from another lender. Not valid on FCCU refinances or business vehicle loans. Some exclusions may apply. For personal loan, valid on a new personal loan. Not valid for Line of Credit, Credit Cards, Secured loans, Home Equity, Home Improvement or Mortgage Loans, Business Loans. Funds will be deposited within 30 days after eligibility requirements are met. 4APY = Annual Percentage Yield. 0.25% increased rate on a certificate of deposit (CD) is valid on the first certificate of deposit (CD) opened only. Not valid on subsequent certificates of deposit (CD). Restrictions may apply. Offers may not be combined with any other offer. $100 will be deposited to the member’s primary savings account upon requirements being met for offer and is subject to tax reporting on form 1099-INT. Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve any person employed by a  Select Employee Group, or any relative or family member of an FCCU member or employee.