Skip-A-Payment up to two times per year and put extra funds in your pocket when you need it most.

Enroll Today!
- Log in to Online Banking.
- From the left menu, click on Services > Get the most out of your banking > Breathe Easy Enrollment
- Complete the enrollment form.
- Click to accept the Terms and Conditions.
- Click Submit.
You will no longer be charged a monthly fee of $4.95 after your FCCU Loan has been paid off in full.
You are required to make three monthly payments, have a qualified loan, and be positive on all of your accounts with FCCU.
Mortgages, Home Improvement Loans, Home Equity Loans, Home Equity LOC, Teacher Appreciation Loans, Auto Leases, Dealer (Indirect) Loans, Credit Cards, CD Secured Loans, Single Payment Loans and eBusiness/Commercial Loans.
When you are enrolled in Breathe Easy, you are allowed to skip two consecutive monthly payments.