Skip-A-Payment on your FCCU loan whenever you'd like.Take a break from loan payments and breathe easy! Skip-A-Payment up to two times per year and put extra funds in your pocket when you need it most. Choose to skip one monthly payment or choose to skip two monthly payments in a row, if needed.
Breathe Easy and Save Money on Skip-A-Payment
- $4.95 monthly fee, or $59.40 annually, provides two eligible loan payment skips in a 12-month period.
- Enroll multiple eligible loans to benefit from Breathe Easy.
- Skip-A-Payment whenever you need to up to two times per year.
- Log in to Online Banking.
- From the left menu, click on Services > Get the most out of your banking > Breathe Easy Enrollment
- Complete the enrollment form.
- Click to accept the Terms and Conditions.
- Click Submit.
- Make sure you are enrolled in Breathe Easy.
- Login to Online Banking.
- From the left menu, click on Services > Skip A Pay Request
- Complete your request form.
- Agree to the terms & Submit
You will no longer be charged a monthly fee of $4.95 after your FCCU Loan has been paid off in full.
You are required to make three monthly payments, have a qualified loan, and be positive on all of your accounts with FCCU.
Mortgages, Home Improvement Loans, Home Equity Loans, Home Equity LOC, Teacher Appreciation Loans, Auto Leases, Dealer (Indirect) Loans, Credit Cards, CD Secured Loans, Single Payment Loans and eBusiness/Commercial Loans.
When you are enrolled in Breathe Easy, you are allowed to skip two consecutive monthly payments.