Breathe Easy®

Skip-A-Payment on your FCCU loan 

Skip-A-Payment up to two times per year and put extra funds in your pocket when you need it most.
A woman relaxing on her sofa

Enroll Today!

  1. Log in to Online Banking.
  2. From the left menu, click on Services > Get the most out of your banking > Breathe Easy Enrollment
  3. Complete the enrollment form.
  4. Click to accept the Terms and Conditions.
  5. Click Submit. 
What happens if I pay off my loan?

You will no longer be charged a monthly fee of $4.95 after your FCCU Loan has been paid off in full.

How do I qualify to enroll in Breathe Easy?

You are required to make three monthly payments, have a qualified loan, and be positive on all of your accounts with FCCU.

What loans are not eligible for Skip-A-Pay

Mortgages, Home Improvement Loans, Home Equity Loans, Home Equity LOC, Teacher Appreciation Loans, Auto Leases, Dealer (Indirect) Loans, Credit Cards, CD Secured Loans, Single Payment Loans and eBusiness/Commercial Loans.

What if I want to skip twice in a row?

When you are enrolled in Breathe Easy, you are allowed to skip two consecutive monthly payments. 

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