Rates & Calculators

Resources for your auto loan needs.

Great rates from First Community help our members save on auto loans. We offer full financing options on new and used vehicles — plus go payment-free for 90 days, and even request our Skip-A-Pay service up to twice each year!

		Term (month)	Fixed Rate APR¹	Variable Rate APR¹
Automobiles²	New	24-84	2.64% - 14.34%	N/A
Automobiles²	Used	24-84	2.64% - 14.34%	N/A

See other vehicle rates here

Calculate an auto loan payments

Wondering how much vehicle you can handle, or how interest rates and terms impact your payment?

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Auto Rebate vs. Low Interest Financing

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

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Get pre-qualified or apply online.

Have you spotted the vehicle you want? Applying or getting pre-qualified ahead of negotiations shows dealers you are a serious and capable buyer. Get started online!

Apply Now or Get Pre-Qualified

Buying and selling resources.

Struggling to find the right vehicle or the right deal? Let us help you out with our arsenal of auto buying tools. We'll let you in on the secrets to give you the ultimate negotiation power!

SEE BUYING & SELLING

Need some expert advice?

Our Vehicle Team can help you get moving. Call 281.856.5300 or 800.456.3228, or email us at info@fccu.org for more information. We'll get you on the road.

Email the Vehicle Team | Make an in-person appointment

See Auto & Vehicle Loan terms and conditions.

Questions? Contact Us

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Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime - plus special perks and extras that make each day more fun.

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