Mortgage Refinances
Refinance your original loan to obtain a better interest rate or loan term that benefits you.
![Happy gentleman lookin at a desktop and talking on the phone.](https://fccu.org:443/getmedia/293f5a27-a8d4-433e-8386-b481c2d9efda/Happy-guy-on-phone-and-computer.jpg?width=500&height=334&ext=.jpg)
Rate and Refinances
Rate and Term Refinance – Refinance your existing mortgage to take advantage of a lower interest rate, lower monthly payments or even lower your term.
- Max (Loan to Value) LTV of 95%
- Terms of 10, 15, 20 or 30 yrs
- Max loan amount of $766,550
![Big Orange house](https://fccu.org:443/getmedia/f48ff51b-239f-4a6a-a066-4f5e04210eed/Texas-Home.jpg?width=500&height=319&ext=.jpg)
Cash Out Refinances
Refinance your existing mortgage while taking advantage of the equity in your home at the same time
- Max loan-to-value (LTV) of 80%
- Terms of 10,15, 20 or 30
- Max loan amount of $548,250
Rate | APR | Monthly Principal & Interest | |
---|---|---|---|
10 Year Fixed | 5.625% | 5.941% | $3,274.40 |
15 Year Fixed | 5.625% | 5.848% | $2,471.20 |
20 Year Fixed | 5.875% | 6.053% | $2,127.72 |
30 Year Fixed | 6.250% | 6.387% | $1,847.15 |
FHA | 5.875% | 6.761% | $1,805.67 |
VA | 5.875% | 6.238% | $1,812.77 |
Jumbo 30 Year | 7.125% | 7.239% | $6,737.19 |