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No payments until April 2025
Same rate for New, Used and Refinance
Auto Loans from FCCU
Whether you're looking for a new or used car, or to refinance, we are here to help you find financing that best suits you.
- Local Lender
- Low Rates
- Extended Terms up to 96 months
- Fast Approval
Member Auto Center
Choose. Apply. Drive.
Our member auto center gives you the tools to search vehicle listings, available rebates, explore trade-in values, and more.
Shop our Preferred Dealers
Buying a car can be overwhelming, but not with First Community. We offer a list of dealers that we trust to help you get on the road.
D&M Leasing
From an array of financing options to competitive pricing, you have choices when you lease through D&M Leasing.
GAP
Protect the investment you made in your vehicle from substantial loss.
Payment Services
With multiple payment options, you're in control to pay your loans the way you want.
CARFAX
Protect yourself with a discounted CARFAX report for only $19.95. Members who finance the vehicle with us will be refunded up to 10 CARFAX reports purchased through FCCU.
Extended Warranties
Our Mechanical Breakdown Protection Plans and Guaranteed Asset Protection keep you safely on the road.
Insurance
In the case of unexpected events, First Community can help you lighten the load for the people you care about most in the case of unexpected life events or disability.
Related Articles
Why you should consider an Extended Warranty
Unexpected repairs to your car can add up quick. Take the stress out of getting you back on the road and see if an FCCU warranty is right for you.
Credit Life & Disability
When times are as uncertain as they are, it’s nice to know you have some peace of mind when financing your vehicle or personal loan with FCCU.
How to Expedite the Application Process
When it comes time to apply for any type of credit, the sooner you get an answer, the faster you can plan your finances.
First Community has partnered with D&M Leasing to provide a variety of financing options. Their broad array of lease programs allow them to offer highly competitive pricing with an exceptional level of service.
1. Valid Texas Driver’s License
2. Valid Insurance Policy Card that does not expire within the next 30 days (Showing Borrower as Owner of Policy of Driver)
3. Current Statement from current Financial Institution that finances the vehicle
4. Title Fee charged by the State of Texas. (Can be financed into the loan) $37.75 or $40.25 depending on amount of owners on the vehicle.
5. Signed Limited Power of Attorney (Gives FCCU the ability to make changes to your Title. FCCU will provide a copy)
You may apply online, in a branch or by phone. If you would like to apply online, please click here.
You may upload it from our website under Loans-Proof of Insurance or directly at www.myinsuranceinfo.com or you may also bring the proof to a branch location.