U First

Stepping into the world with financial confidence.

No matter where life takes us, U First is designed to help young adults grab their financial independence by the reins as they embark on their next stage of life.

Open a U First account and enjoy: 
  • FREE Online Banking 
  • FREE Mobile Banking 
  • FREE eStatements 
  • FREE Debit Card
Getting started is simple. U First accounts can be opened online in just 10 minutes by young adults, ages 18-25. Don’t forget to have two forms of ID like your driver’s license, ID card or passport available to complete opening your account. 

 

Open an Account

All youth accounts need to be opened in branch. Please bring two forms of ID and your child's social security card to facilitate the process.

What is the minimum balance to open up a Certificate of Deposit Account?

How do I find my account balance?

How do I avoid fees on a First Rewards Checking Account?

APY is Annual Percentage Yield. Savings account dividends are earned on the daily balance and paid quarterly. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors. Withdrawals, penalties and fees could reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends. In order to qualify for membership, Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.

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