Due to power outages, branches, including drive thru teller services will be closed for the remainder of the day, Friday, July 12th. Online Banking services are limited with balances reflecting as of 4am CST. Credit and Debit cards are working and Free ATMs are available through Allpoint, Co-op, and Money Pass. Find a Free ATM here.

Home Loans

Pave A Path To Your Forever Home.

Traditional Home Loans

Specialty Home Loans

Mortgage Loans with FCCU

Whether you're looking to purchase, refinance or build, we're committed to helping you find your forever home. Our team is here to help you locally. NMLS #217251.

Get Pre-Qualified Today
family holding boxes and entering new home

Home Loan Options

Whether you're looking to purchase, refinance or build, we're committed to helping you find your forever home. Our team is here to help you locally here in Houston, Tx.

Learn More
Type (Term) Rate APR Monthly Principal & Interest
10 Year Fixed 5.625% 5.941% $3,274.40
15 Year Fixed 5.625% 5.848% $2,471.20
20 Year Fixed 5.875% 6.053% $2,127.72
30 Year Fixed 6.250% 6.387% $1,847.15
FHA 5.875% 6.761% $1,805.67
VA 5.875% 6.238% $1,812.77
Jumbo 30 Year 7.125% 7.239% $6,737.19

Home Loan Close Protection

Now with our Home Loan Close Protection, we'll give you a $1,000 credit towards closing costs if we don't close your purchase home loan by the contract closing date.

Testimonials

We've helped guide families through a personalized journey to find a home that fits their unique lifestyle and budget. Here are a few happy FCCU members.

Is an appraisal required?

What Documents do I need?

Do I find a house first or apply for the Loan first?

What is an Escrow?

How do I submit proof of insurance on my car or home?

Why buy a home vs. Rent/Lease?

Connect with Our Real Estate Department

Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.
NMLS #217251

We use cookies to give you the best possible online experience. By clicking the I ACCEPT button or continuing to use our website, you are consenting to our Cookie Policies.