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Enjoy the flexibility and freedom of a checking account while earning high, variable dividend rates with our Money Management Checking account. Accounts are paid competitive dividend rates. Competitive dividends will be compounded daily and credited monthly to ensure fast and steady financial growth.
Special Features
- Maximum Dividends at a lower minimum balance - Earn dividends and avoid fees by maintaining a minimum balance of only $2,500. Dividends are paid monthly and are set up to really pay off.
- Access when you want it - Use your money when ever you need it, without any penalties.
- Pay your way - Choose to pay from a debit card, check, or any of our payment options like Apple Pay, Samsung Pay and Google Pay.
Go Paperless Today
Here's what you get with all FCCU checking accounts
- Free debit card with Visa's Zero Liability Fraud Protection
- Online and Mobile Banking with access to Mobile Deposits, eStatements and more
- Fraud protection and card controls with FCCU Card Manager
- Overdraft Options* to make sure you’re covered
- Tap to Pay for quick purchases with an FCCU Visa Debit Card
Protect yourself with
Primary Savings
Build your financial foundation by beginning your membership with FCCU. Take advantage of the perks a credit union membership has to offer.
Money Market Fund
Get the freedom of a checking account paired with a high earning dividend rate with a FCCU Money Market Fund account. Competitive dividends will be compounded daily and credited monthly to ensure fast and steady financial growth.
Rewards Checking
Put your money to work with a First Rewards Checking account! We've paired the simplicity of a checking account with the earnings of an investment account.
How often do a I receive dividend payments with a Money Management Checking Account?
How often do a I receive dividend payments with a Money Management Checking Account?
Dividends are paid out on a monthly basis.
What is the minimum amount to open a Money Management Checking Account?
What is the minimum amount to open a Money Management Checking Account?
The minimum amount to open a Money Management Checking Account is $2,500.
Can I withdraw cash over $10,000?
Can I withdraw cash over $10,000?
Yes, if you have the funds available and choose to withdraw the funds in the form of cash, we ask that you call us 3 business days ahead of time so we can arrange to have the funds on-site. We recommend you consider taking large sums of money in the form of a certified check as this is safer than having large sums of cash on you. If you choose to take a check, no advance notice is needed. However, if you would like cash, call us at 281.856.5300 and provide us with the which branch, the amount and when you will be by to withdraw the funds.
2Overdraft Options are available on most FCCU consumer checking accounts being maintained in good standing and the member is 18 or older. Standard Overdraft Practices automatically come with most accounts. For debit and ATM transactions to be covered, you must Opt-in to Enhanced Overdraft Privilege. Overdraft Transfers are an option. Nominal fees on a tiered structure of $10 for the first overdraft, $28 for the second through fourth transactions and $35 for the fifth transaction and beyond in a 12-month rolling period may apply for the service selected. Overdrafts must be covered to bring the account to a positive status within 30 days to avoid further action being taken. First Community reserves the right to decline to pay any transaction if a loss has occurred to First Community.