A financial partner for each stage in life.

To meet life's milestones, you need a financial partner that takes the time to get to know you and your financial goals for each stage in your life. We offer financial advice to last a lifetime, plus all the tools you need to win today and tomorrow.

man holding baby

Celebrating newborns.

It's never too early to start saving for a bright financial future. Open a Red Ranger account for your newborn baby within the first 6 months1, and we'll help you celebrate by depositing the first $50. Plus, sign up for payroll deduction to your child's account and we'll match the first deposit up to $50.

person driving car

First Driver's License

Celebrate a new driver's license

within 60 days of issuance


  • Bring in your first driver's license to receive a $50 deposit in your account when you present your first license in-branch!

group of graduates

Grad Pack

June –  July 31st

(High school graduates)

  • Receive up to $100 with a new savings, checking and credit card
  • If you already have an account, apply for an FCCU Rewards
    Credit Card to earn $50 in your account

Learn More

Open an Account

All youth accounts need to be opened in branch. Please bring two forms of ID and your child's social security card to facilitate the process.

Can a minor open a bank account?

What is the minimum balance to open up a Certificate of Deposit Account?

Can I open a Youth Account online?

1For new Red Ranger accounts opened within the baby’s first 6 months of age only. Up to $50 will be credited to match the first payroll deduction in the child’s account. Funds will be deposited into the savings account within 10 business days. Bonus is subject to tax on form 1099-INT. 2Teen must bring drivers license within 60 days of it being issued. License must be a provisional license to qualify. Learner licenses do not qualify for the reward. 4Must open savings, checking and credit card to receive $100 cash deposited to your savings account within 7 to 10 business days. Open savings and checking only, $50 cash will be deposited to your savings account within 7 to 10 business days. If already a member, see credit union representative for complete details. Certain credit criteria apply. Credit Card requires a credit qualified co-signer unless financial responsibility can be shown by applicant. Rates and terms subject to change without notice. 0% APR intro rate for twelve months valid for purchases and balance transfers for new cardholders only. After intro rate expires, standard rate will be between 10.99% and 17.99% APR based on creditworthiness. Minimum payment of $18 or 3%, whichever is greater, required monthly. Rewards points have no cash value. Points can be redeemed for travel, gift cards, merchandise and more. Points are non-transferable to others.  In order to qualify for membership, Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.


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