Primary Savings

Establish your membership with as little as $5.

Open an Account

All FCCU members start with a Primary Savings. A savings account is required to establish and maintain membership in the credit union. Become a member of the FCCU family for $5 and enjoy the benefits of a modern credit union with old-school work ethic.

Immediate access to funds with online transfers
Available as an overdraft source
Earn dividends starting at $100 on deposit

Open an Account

It's easy! Make an appointment to open an account, or open one online!

Let's get started

Why choose FCCU for your savings account?

With your savings account you become a part owner of the credit union and earn dividends on the money in your account. We have a variety of options to help you meet your savings goals.

Savings Accounts
CDs
Investment Accounts

Open an Account

multiple jars of money with each labeled for different things to save money for

Personalized Savings

We offer customizable savings accounts no matter what your individual goals may be.

older couple sitting on the couch and putting coins into a pink piggy bank

Prime Time Savings

Your years of hard work have paid off, enjoy the benefits of a Prime Time Savings account.

CD Accounts - Certificate of Deposit

A Certificate of Deposit (CD) may be the option you are looking for if you want to earn interest and grow your funds securely.

What forms of ID do I need to provide?

How do I sign up for eStatements?

How do I find my account balance?

APY is Annual Percentage Yield. Savings account dividends are earned on the daily balance and paid quarterly. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors. Withdrawals, penalties and fees could reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends. In order to qualify for membership, Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.