Savings Accounts

Your membership starts here.

Open an Account

Take the first step in building your financial foundation by beginning your membership with FCCU. With just 10 minutes and $5, open a savings account to take advantage of all of the perks a credit union membership has to offer.

Why choose FCCU for your savings account?

With your savings account you become a part owner of the credit union and earn dividends on the money in your account. We have a variety of options to help you meet your savings goals.

Savings Accounts
CDs
Investment Accounts

Open an Account

Primary Savings

Build your financial foundation by beginning your membership with FCCU. Take advantage of the perks a credit union membership has to offer.

multiple jars of money with each labeled for different things to save money for

Personalized Savings

We offer customizable savings accounts no matter what your individual goals may be.

CD Accounts - Certificate of Deposit

A Certificate of Deposit (CD) may be the option you are looking for if you want to earn interest and grow your funds securely.

red bag filled with wrapped gifts held by a hand

Christmas Club

Guarantee you have funds for the holidays by saving throughout the year. Make deposits to this account and watch your money grow for the gift-giving season.

older couple sitting on the couch and putting coins into a pink piggy bank

Prime Time Savings

Your years of hard work have paid off, enjoy the benefits of a Prime Time Savings account.

Health Savings Account

FCCU's Health Savings Accounts (HSAs) are tax-advantaged accounts used with a high-deductible health plan (HDHP) to pay for current or future qualifying medical expenses.

Can a minor open a bank account?

What is a Christmas Club Account?

What is your routing number?

¹APY is Annual Percentage Yield. Savings account dividends are earned on the daily balance and paid quarterly. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors. Withdrawals, penalties and fees could reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends. In order to qualify for membership, Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.