Featuring
5.25% APY

Certificates of Deposit

Begin Investing

Saving for the future just got easier with CDs designed to meet your unique needs. Lock-in a fixed rate of return for a specified length of time netting you guaranteed growth. Start with as little as $500 and lock in your rate for 3 months up to 7 years.

A person adding a coint to a stack of coins

CDs2 

  • Regular CD
  • Traditional IRA CD 
  • Roth IRA CD
  • SEP (Simplified Employee Pension) CD
  • Coverdell ESA (Education Savings Account)

Open an Account

It's easy! Make an appointment to open an account, or open one online!

Type (Term) Term Min Balance To Open <100K INT RATE APY >100K INT RATE APY
Regular Only 9-Month $500 4.25% 4.30%
Regular Only 10-Month $500 5.05% 5.05%
Regular Only 19-Month $500 5.25% 5.25%
Regular, IRA, SEP & Coverdell 3-Month $500 3.00% 3.05%
Regular, IRA, SEP & Coverdell 6-Month $500 4.25% 4.30%
Regular, IRA, SEP & Coverdell 1 Year $500 4.50% 4.60%
Regular, IRA, SEP & Coverdell 18-Month $500 4.50% 4.60%
Regular, IRA, SEP & Coverdell 2 Year $500 4.20% 4.30%
Regular, IRA, SEP & Coverdell 3 Year $500 3.75% 3.85%
Regular, IRA, SEP & Coverdell 4 Year $500 3.75% 3.85%
Regular, IRA, SEP & Coverdell 5 Year $500 3.60% 3.65%
Regular, IRA, SEP & Coverdell 7 Year $500 4.00% 4.05%
Flex Rate (Regular Only) 2 Year $500 4.10% 4.20%
Flex Rate (Regular Only) 4 Year 500 3.65% 3.75%
Flex Access (Regular Only) 5 year 500 3.50% 3.55%
Youth CD Builder Account (Ages 0-17) 5 Year $100 on DD/PR or $500 3.50% N/A
CD Builder Account 2 Year $100 on DD/PR⁴ or $500 4.10% N/A

What type of Investment Accounts does FCCU offer?

Can I withdraw cash over $10,000?

What is the minimum amount to open a Money Management Checking Account?

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