1APR = Annual Percentage Rate. Certain credit criteria apply. Rates and terms subject to change without notice.
2Rewards points have no cash value. Points can be redeemed for travel, gift cards, merchandise and more offered through the FCCU Rewards website. Points are non-transferable to others. Cash back statement credit reward(s) will appear as a credit, in the form of a payment, on cardholder’s rewards card. Cardholder is responsible for any outstanding balance owed on the account after the credit is applied. If there is a zero balance owed on the card, the statement credit will post to the cardholder’s savings account when received.
30% APR intro rate for 12 months valid for new cardholders only on purchases and balance transfers. After intro rate expires, standard rates will be between 9.99% APR and 17.99% APR based on creditworthiness. Minimum monthly payment of $18 or 3% of balance, whichever is greater, required each billing cycle.
Note: Applicant must be at least 18 years of age to apply for credit card.