Home Equity

Lock in a low fixed rate and term to borrow up to 80% of the equity built up in your home. Rates are lower than a traditional personal loan, allowing you to have the best of both worlds – the money you need at the lowest rate

Use your funds for

Annual Percentage Rate. Membership with First Community Credit Union (FCCU) must be established and considered “in good standing”. FCCU home loan programs are only available Homestead properties located in Texas. All loans are subject to credit approval and FCCU lending policies. Other restrictions may apply. Rate quoted is for a 5 year term. Financing at higher terms will be at a higher rate. Payment example:  $75,000 at 6.74% APR for 5 years = $1,475.91. Payment example does not include amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater. Rates, terms, and conditions are subject to change at any time without notice. Texas homestead properties are limited to 80% of the loan to value, less the first mortgage owed. Property insurance is required, including flood insurance where applicable. The approval is subject to application, credit qualification, and income verification; additional evaluation and verification criteria may apply. Consult with a tax advisor regarding the deductibility of interest