Auto Loan Refinancing
Refinance your existing auto loan from another lender with First Community to lower your monthly payment, reduce your interest rate or pay off your auto loan sooner potentially. Our competitive auto refinance rates as low as 3.99% APR can help eligible borrowers save money over the life of their vehicle loan.
First Community provides auto refinancing solutions designed to fit your needs. Explore our refinance options and see how refinancing your current auto loan from another lender could help you keep more money in your pocket.
Click to refinance now!
.webp?ext=.webp)
Love Your Auto Again
Refinance your vehicle loan with FCCU and drive past high interest rates.
- Lower your monthly payment
- Reduce your interest rate
- Pay off your auto loan faster
- Quick online application
- Fast loan approval
Compare our auto refinance rates and find the option that best fits you.
| Type | Term (Month) | Fixed Rate APR | |
|---|---|---|---|
| Auto | Refinance | 36-84 Months | 3.99% - 17.44% |
| Auto | New | 36-84 Months | 3.99% - 17.44% |
| Auto | Used | 36-84 Months | 3.99% - 17.44% |
- Auto Refinance – Refinance your current auto loan with our lowest rate for qualified borrowers.
- New Auto Loan – Finance your car with fexible repayment options.
- Used Auto Loan – Affordable financing for used vehicles.
What do I need to refinance my vehicle?
What do I need to refinance my vehicle?
1. Valid Texas Driver’s License
2. Valid Insurance Policy Card that does not expire within the next 60 days (Showing Borrower as Owner of Policy of Driver)
3. Current Statement from current Financial Institution that finances the vehicle
4. Title Fee charged by the State of Texas. (Can be financed into the loan) $37.75 or $40.25 depending on amount of owners on the vehicle.
5. Signed Limited Power of Attorney and One & the Same (Gives FCCU the ability to make changes to your Title. FCCU will provide a copy)
6. Valid Registration that does not expire within the next 60 days.
7. Picture of Odometer
What does APR mean?
What does APR mean?
APR stands for Annual Percentage Rate and this is the most misunderstood term in buying something of value. An APR is the calculation of all the fees that go into closing your loan calculated as percentage over the term of the loan. All fees includes items such as the lender fees, Title Company, mortgage insurance, tax fees and recording fees.
How do I apply for a loan?
How do I apply for a loan?
You may apply online, in a branch or by phone. If you would like to apply online, please click here.
How long does it take to close the loan?
How long does it take to close the loan?
It may vary from loan to loan and we work closely with you as the buyer to ensure we have everything we need to close in a timely manner. It’s best to discuss this with your Real Estate Expert since it is a customized loan to your needs.