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Special Offers
First Community is proud to be the Official sponsor of the Houston Livestock Show and RodeoTM Carnival. See below for current offers.
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Hit the road in your perfect ride!
- 90 Days no payment1
- Same rate for New and Used Cars
- $0 Prepayment Penalty
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Maximize your rewards
- No Minimum Balance Required
- Overdraft Options3
- .20% APR4 rate discount on Auto and Personal loans
- Open your checking account online or in branch
1Certain criteria apply for 90 days no payment for eligible members. Interest will continue to accrue during the deferral period.
2The APY (Annual Percentage Yield) for balances up to $10,000 will be 4.25% APY when the qualifications for the First Rewards Checking are met and .15% APY for balances over $10,000. Dividend rates and APY are subject to change monthly without notice. The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 4.25% APY - 0.15% APY. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Rates quoted were last paid on December 31, 2022. Members must qualify for First Rewards checking by 1) enrolling in and agreeing to receiving e-statements; 2) have 12 debit card purchases post and clear during each month and 3) have a direct deposit of at least $500.00 monthly. In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month.
3 Overdraft Options are available on most FCCU consumer checking accounts being maintained in good standing and the member is 18 or older. Standard Overdraft protection automatically come with most accounts. For debit and ATM transactions to be covered, you must Opt-in to Enhanced Overdraft Privilege. Overdraft Transfers are an option. All programs are discretionary and not guaranteed. Nominal fees may apply for the service selected.
4APR = Annual Percentage Rate.
In order to qualify for membership, First Community invites anyone who lives, works, attends school, or worships in the Texas counties, FCCU.org/counties, we serve, anyone employed by a Select Employee Group, FCCU.org/seglist, or anyone that is a relative or family member of an FCCU member or employee to reach their financial goals with us. Federally insured by NCUA. Equal Housing Opportunity. NMLS #217251.
2The APY (Annual Percentage Yield) for balances up to $10,000 will be 4.25% APY when the qualifications for the First Rewards Checking are met and .15% APY for balances over $10,000. Dividend rates and APY are subject to change monthly without notice. The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 4.25% APY - 0.15% APY. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Rates quoted were last paid on December 31, 2022. Members must qualify for First Rewards checking by 1) enrolling in and agreeing to receiving e-statements; 2) have 12 debit card purchases post and clear during each month and 3) have a direct deposit of at least $500.00 monthly. In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month.
3 Overdraft Options are available on most FCCU consumer checking accounts being maintained in good standing and the member is 18 or older. Standard Overdraft protection automatically come with most accounts. For debit and ATM transactions to be covered, you must Opt-in to Enhanced Overdraft Privilege. Overdraft Transfers are an option. All programs are discretionary and not guaranteed. Nominal fees may apply for the service selected.
4APR = Annual Percentage Rate.
In order to qualify for membership, First Community invites anyone who lives, works, attends school, or worships in the Texas counties, FCCU.org/counties, we serve, anyone employed by a Select Employee Group, FCCU.org/seglist, or anyone that is a relative or family member of an FCCU member or employee to reach their financial goals with us. Federally insured by NCUA. Equal Housing Opportunity. NMLS #217251.