FCCU Credit Cards

Enhance your purchasing power with the card designed to fit and reward your lifestyle with the FCCU Rewards Card. 

¹Annual Percentage Rate. Rates and terms subject to change without notice. 0% APR intro rate for 6 months on purchases and balance transfers valid for new cardholders only. After the intro rate expires, the standard rate will be between 11.99% and 17.99% APR based on creditworthiness. Minimum payment of $18 or 3%, whichever is greater, required each billing cycle.

²Reward points have no cash value. Points can be redeemed for cash back, travel, gift cards, merchandise and more offered through the FCCU Rewards website. Cash back statement credit reward(s) will appear as a credit, in the form of a payment, on cardholder’s rewards card. Cardholder is responsible for any outstanding balance owed on the account after the credit is applied. If there is a zero balance owed on the card, the statement credit will post to the cardholder’s savings account when received. Points are non-transferable to others.

 

Note: A fee of $5 or 5% of the amount of each balance transfer, whichever is greater, will be assessed for each balance transfer completed from a non-FCCU card to an FCCU Credit Card

In order to qualify for membership,  In order to qualify for membership, Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.

Certain credit criteria apply. Rates and terms subject to change without notice. GENIUS Card is open to all members, age 18+. Intro rate of 0% APR for first 6 months valid on purchases and balance transfers for new cardholders only. After intro rate expires, rate will be between 11.99% APR and 17.99% APR based on creditworthiness. 1% of all purchases support education in our community. Funds will be awarded annually in May to local Education Foundations to support education. Primary cardholder may select the school district/private school that their 1% of purchases will support. All additional credit cards associated with the primary cardholder’s credit card will automatically support the selected school district/private school as well. Cardholders may change their school district/private school selection at any time. The school district/private school identified as of April 30th each year will receive 1% of the value of the cardholders purchases annually in May. If no school selection is made, 1% of purchases will support Spring Branch ISD. 1% value of purchases have no cash value and cannot be transferred to others. If migrating to a GENIUS credit card from a reward-based card, such as the FCCU Rewards card, reward points must be used prior to migrating to the GENIUS card, which does not earn rewards points. Unused rewards points at the time of migration from a rewards-based credit card to the GENIUS card will be forefeited. Minimum monthly payment of $18 or 3% of balance, whichever is greater, required each billing cycle. Refer to your tax advisor to determine eligibility for any tax deductions. To read full Terms and Conditions, click here.

Note: A fee of $5 or 5% of the amount of each balance transfer, whichever is greater, will be assessed for each balance transfer completed from a non-FCCU card to an FCCU Credit Card.

In order to qualify for membership, First Community invites anyone who lives, works, attends school, or worships in the Texas counties, fccu.org/counties, we serve, anyone employed by a Select Employee Group, fccu.org/seglist, or anyone that is a relative or family member of an FCCU member or employee to reach their financial goals with us.