We believe that everyone deserves a quality education and the GENIUS Card supports this mission. 1% of all purchases made with the GENIUS Card will support education in our community. Even better, we give you the power to choose what school district/private school you would like to support in the Greater Houston Area.
- 1% of all purchases support education in our community.
- Help support a school district/private school in your area today.
- Join us to support education today for a better tomorrow.
Fraud Prevention Tools
FCCU Card Manager
Fight fraud fast with our FCCU Card Manager app! The power is in your hands.
Norton LifeLOCK Coverage
Free Norton LifeLOCK Coverage! Support includes dark web monitoring, lost wallet assistance and a digital dashboard.
Add your FCCU Visa Debit and Credit Cards to a Mobile Wallet for convenience and security.
Annually, in May, FCCU will calculate 1% of all purchases made between May 1st and April 30th to finalize the annual donation for each school district/private school based on member’s selections of the school district/private school they chose to support. After donations have been made, your 1% calculation will start over in May. For example, in 2022, 1% of purchases will begin accruing on May 1, 2022 and will be tracked through April 30, 2023. Donations will be made in May of 2023.
We are happy to review a request to add a school district/private school to add to our list. A branch representative can assist in submitting the request form. Our team will review and respond within 7 business days with a decision on whether we are able to accommodate the school requested.
Yes, as long as the member meets all credit criteria and illustrates the ability to repay both cards.
No, GENIUS Cards must be issued with a new card number.
Note: A fee of $5 or 3% of the amount of each balance transfer, whichever is greater, will be assessed for each balance transfer completed from a non-FCCU card to an FCCU Credit Card.