Leap Into Rewards

Leap into earning 4.25%_APY¹  with First Rewards Checking for the things you already do. 

The APY (Annual Percentage Yield) for balances up to $10,000 will be 4.25% APY when the qualifications for the First Rewards Checking are met and .15% APY for balances over $10,000. Dividend rates and APY valid as of January 1, 2024 and are subject to change monthly without notice The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 4.25% APY - 0.15% APY. Qualifications that must be met to earn the higher yield include having 12 debit card purchases post and clear each month, receive direct deposit, and receive eStatements. In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed and will earn .15% APY. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Rates quoted were last paid on December 31, 2023. Qualification period begins the first day of each month and ends at the cut-off time of 10pm CST on the last business day of each month. Credit Union closed on Sundays and Holidays. Membership is open to anyone who lives, works, attends school, or worships in one of the Texas counties, FCCU.org/counties, we serve, any person employed by a Select Employee Group, FCCU.org/seg-list, or any relative or family member of an FCCU member or employee.