Due to power outages, our USTCU and Champions locations will be closed today. Online banking

100% Financing

For well qualified members wanting to keep their liquidity in savings; leveraging their money for future needs.

Happy family in new home

100% Financing

  • Purchase or Rate/Term Refinance
  • Owner occupied and single family (no non-occupant co-borrowers)¬†
  • Minimum loan amount $150,000
  • Maximum loan amount¬†$766,550
  • 15, 20 and 30 yr terms
  • LTV of 100%
  • Minimum credit score of 680 (terms less than 20 yrs); Minimum credit score of 700 (terms greater than 20 yrs)

Get Pre-Qualified

Home Loan Close Protection

Now with our Home Loan Close Protection, we'll give you a $1,000 credit towards closing costs if we don't close your purchase home loan by the contract closing date.

Ready to get started?

You may not have found the perfect home yet, but getting pre-qualified shows realtors that you are serious and capable of buying a home. Get started online!

We use cookies to give you the best possible online experience. By clicking the I ACCEPT button or continuing to use our website, you are consenting to our Cookie Policies.