FCCU Impersonation SCAM - Be aware! If you receive a call, text or email from someone stating they are with FCCU asking for your Username, SECURE CODE or other personal banking information, it is a SCAM. Do not click on links in emails or texts. FCCU will NEVER ask for this type of information for any reason. If you have any concerns, please call 281-856-5300. Contact Us

24-Month Bank Statement

Specially designed for self-employed individuals and business owners, the 24-month bank statement option is a home loan geared towards securing a loan for a single family residence. Homeownership is within reach and we will help assist in finding the right solution to help you finance a home that fits your unique lifestyle and budget. 

man and woman looking at computer holding boxes

Bank Statement Mortgage Loan

  • Purchase or Rate/Term Refi
  • Owner occupied and single family
  • Minimum loan amount $200,000
  • Maximum loan amount $766,550
  • 15 and 30 yr terms
  • Max LTV of 80%
  • Minimum credit score of 740
  • Self-employed allowed

Get Pre-Qualified

Home Loan Close Protection

Now with our Home Loan Close Protection, we'll give you a $1,000 credit towards closing costs if we don't close your purchase home loan by the contract closing date.

Ready to get started?

You may not have found the perfect home yet, but getting pre-qualified shows realtors that you are serious and capable of buying a home. Get started online!

We use cookies to give you the best possible online experience. By clicking the I ACCEPT button or continuing to use our website, you are consenting to our Cookie Policies.