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Educators Home Loans
At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.
Educators Loan
- Purchase or Rate/Term Refi
- Owner occupied and single family
- Minimum loan amount $150,000
- Maximum loan amount $766,550
- 15, 20 and 30 yr terms
- Max LTV of 100%
- Minimum credit score of 680
- No lender fees
- Appraisal fee credit at closing (up to $595)
| Rate | APR | Monthly Principal & Interest | |
|---|---|---|---|
| 10 Year Fixed | 5.000% | 5.312% | $3,181.97 |
| 15 Year Fixed | 5.000% | 5.219% | $2,372.38 |
| 20 Year Fixed | 5.375% | 5.550% | $2,042.54 |
| 30 Year Fixed | 5.625% | 5.756% | $1,726.97 |
| FHA | 5.490% | 6.381% | $1,731.27 |
| VA | 5.490% | 5.855% | $1,738.07 |
| Jumbo 30 Year | 6.375% | 6.433% | $6,238.70 |