Educators Home Loans
At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.

Educators Loan
- Purchase or Rate/Term Refi
- Owner occupied and single family
- Minimum loan amount $150,000
- Maximum loan amount $806,500
- 15, 20 and 30 yr terms
- Max LTV of 100%
- Minimum credit score of 680
- No lender fees
- Appraisal fee credit at closing (up to $595)
Rate | APR | Monthly Principal & Interest | |
---|---|---|---|
10 Year Fixed | 5.125% | 5.438% | $3,200.33 |
15 Year Fixed | 5.250% | 5.470% | $2,411.63 |
20 Year Fixed | 5.625% | 5.801% | $2,084.90 |
30 Year Fixed | 6.125% | 6.260% | $1,822.83 |
FHA | 5.990% | 6.843% | $1,828.17 |
VA | 5.990% | 6.313% | $1,835.36 |
Jumbo 30 Year | 6.250% | 6.358% | $6,157.17 |