Due to power outages, our USTCU and Champions locations will be closed today. Online banking

Educators Home Loans

At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.

Pencil holder with chalkboard in the background for educator loan

Educators Loan

  • Purchase or Rate/Term Refi
  • Owner occupied and single family
  • Minimum loan amount $150,000
  • Maximum loan amount¬†$766,550
  • 15, 20 and 30 yr terms
  • Max LTV of 100%
  • Minimum credit score of 680
  • No lender fees
  • Appraisal fee credit at closing (up to $595)

Get Pre-Qualified
Type (Term) Rate APR Monthly Principal & Interest
10 Year Fixed 5.625% 5.941% $3,274.40
15 Year Fixed 5.625% 5.848% $2,471.20
20 Year Fixed 5.875% 6.053% $2,127.72
30 Year Fixed 6.125% 6.260% $1,822.83
FHA 5.990% 6.954% $1,828.17
VA 5.990% 6.452% $1,835.36
Jumbo 30 Year 7.125% 7.239% $6,737.19

Home Loan Close Protection

Now with our Home Loan Close Protection, we'll give you a $1,000 credit towards closing costs if we don't close your purchase home loan by the contract closing date.

Ready to get started?

You may not have found the perfect home yet, but getting pre-qualified shows realtors that you are serious and capable of buying a home. Get started online!

We use cookies to give you the best possible online experience. By clicking the I ACCEPT button or continuing to use our website, you are consenting to our Cookie Policies.