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Educators Home Loans
At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.
Educators Loan
- Purchase or Rate/Term Refi
- Owner occupied and single family
- Minimum loan amount $150,000
- Maximum loan amount $726,200
- 15, 20 and 30 yr terms
- Max LTV of 100%
- Minimum credit score of 680
- No lender fees
- Appraisal fee credit at closing (up to $595)
| Rate | APR | Monthly Principal & Interest | |
|---|---|---|---|
| 10 Year Fixed | 5.750% | 6.100% | $2,195.38 |
| 15 Year Fixed | 5.750% | 5.997% | $1,660.82 |
| 20 Year Fixed | 6.125% | 6.324% | $1,447.32 |
| 30 Year Fixed | 6.250% | 6.401% | $1,231.43 |
| FHA | 6.125% | 6.912% | $1,236.49 |
| VA | 6.125% | 6.471% | $1,241.35 |
| Jumbo 15 Year | 6.625% | 6.811% | $7,023.95 |
| Jumbo 30 Year | 6.875% | 6.990% | $5,255.43 |