Educators Home Loans
At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.
Educators Loan
- Purchase or Rate/Term Refi
- Owner occupied and single family
- Minimum loan amount $150,000
- Maximum loan amount $766,550
- 15, 20 and 30 yr terms
- Max LTV of 100%
- Minimum credit score of 680
- No lender fees
- Appraisal fee credit at closing (up to $595)
Rate | APR | Monthly Principal & Interest | |
---|---|---|---|
10 Year Fixed | 5.500% | 5.815% | $3,255.79 |
15 Year Fixed | 5.500% | 5.722% | $2,451.25 |
20 Year Fixed | 6.000% | 6.179% | $2,149.29 |
30 Year Fixed | 6.125% | 6.260% | $1,822.83 |
FHA | 6.125% | 7.003% | $1,854.74 |
VA | 6.125% | 6.465% | $1,862.03 |
Jumbo 30 Year | 6.375% | 6.484% | $6,238.70 |