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Educators Home Loans
At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.
Educators Loan
- Purchase or Rate/Term Refi
- Owner occupied and single family
- Minimum loan amount $150,000
- Maximum loan amount $647,200
- 15, 20 and 30 yr terms
- Max LTV of 100%
- Minimum credit score of 680
- No lender fees
- Appraisal fee credit at closing (up to $595)
| Rate | APR | Monthly Principal & Interest | |
|---|---|---|---|
| 10 Year Fixed | 5.125% | 5.486% | $2,133.55 |
| 15 Year Fixed | 5.125% | 5.378% | $1,594.64 |
| 20 Year Fixed | 5.500% | 5.702% | $1,375.77 |
| 30 Year Fixed | 5.625% | 5.776% | $1,151.31 |
| FHA | 5.500% | 6.605% | $1,155.46 |
| VA | 5.500% | 5.854% | $1,161.70 |
| Jumbo 15 Year | 5.625% | 5.806% | $6,589.85 |
| Jumbo 30 Year | 5.750% | 5.857% | $4,668.58 |