.webp?ext=.webp){kind=logo}
Educators Home Loans
At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.
Educators Loan
- Purchase or Rate/Term Refi
- Owner occupied and single family
- Minimum loan amount $150,000
- Maximum loan amount $726,200
- 15, 20 and 30 yr terms
- Max LTV of 100%
- Minimum credit score of 680
- No lender fees
- Appraisal fee credit at closing (up to $595)
| Rate | APR | Monthly Principal & Interest | |
|---|---|---|---|
| 10 Year Fixed | 5.875% | 6.188% | $3,311.81 |
| 15 Year Fixed | 6.000% | 6.222% | $2,531.57 |
| 20 Year Fixed | 6.375% | 6.554% | $2,214.70 |
| 30 Year Fixed | 6.500% | 6.637% | $1,896.20 |
| FHA | 6.490% | 7.309% | $1,927.39 |
| VA | 6.490% | 6.817% | $1,934.96 |
| Jumbo 15 Year | 7.750% | 7.937% | $9,412.76 |
| Jumbo 30 Year | 7.250% | 7.371% | $6,821.77 |