CD Rates
| Term | Min Balance To Open | <100K INT RATE APY | >100K INT RATE APY | |
|---|---|---|---|---|
| Regular Only | 9-Month CD | $500 | 3.20% | 3.25% |
| Regular, IRA, SEP & Coverdell | 3-Month CD | $500 | 3.40% | 3.45% |
| Regular, IRA, SEP & Coverdell | 6-Month CD | $500 | 3.25% | 3.30% |
| Regular, IRA, SEP & Coverdell | 13-Month | $500 | 4.25% | 4.25% |
| Regular, IRA, SEP & Coverdell | 1 Year CD | $500 | 3.15% | 3.20% |
| Regular, IRA, SEP & Coverdell | 18-Month CD | $500 | 3.00% | 3.05% |
| Regular, IRA, SEP & Coverdell | 2 Year CD | $500 | 2.95% | 3.00% |
| Regular, IRA, SEP & Coverdell | 3 Year CD | $500 | 2.95% | 3.00% |
| Regular, IRA, SEP & Coverdell | 4 Year CD | $500 | 3.00% | 3.05% |
| Regular, IRA, SEP & Coverdell | 5 Year CD | $500 | 3.30% | 3.35% |
| Regular, IRA, SEP & Coverdell | 7 Year CD | $500 | 3.50% | 3.55% |
| Flex Rate (Regular Only) | 2 Year | $500 | 2.70% | 2.75% |
| Flex Rate (Regular Only) | 4 Year | $500 | 2.65% | 2.70% |
| Flex Access (Regular Only) | 5 year | $500 | 2.80% | 2.85% |
| Youth CD Builder Account (Ages 0-17) | 5 Year | $100 on DD/PR or $500 | 2.80% | 2.80% |
| CD Builder Account | 2 Year | $100 on DD/PR⁴ or $500 | 2.70% | 2.70% |