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Open a First Rewards checking account and be entered to
win $1,000 cash!1
2 winners selected!
Available at our Research Forest Branch Only.
32803 FM 2978 Magnolia, TX 77354
Maximize Your Rewards
Qualifying for a Rewards Checking account is simple and earn 4.25% APY2.
- 12 Debit Card purchases post and clear each month
- Receive at least $500 through Direct Deposit each month
- Sign up for eStatements
Here's what you get with all FCCU checking accounts
- Free debit card with Visa's Zero Liability Fraud Protection
- Online and Mobile Banking with access to Mobile Deposits, eStatements and more
- Fraud protection and card controls with FCCU Card Manager
- Overdraft Options* to make sure you’re covered
- Tap to Pay for quick purchases with an FCCU Visa Debit Card
1Certain credit criteria apply. Minimum deposit to open checking account is $25. Offer not valid on subsequent or business checking accounts. Offer valid for First Rewards Checking accounts opened at FCCU – Research Forest only. Offer valid September 9 – October 9, 2024. First Rewards Checking account must be opened at the FCCU – Research Forest branch only and funded no later than Wednesday, October 9 by 7pm CST to be eligible for this promotion. A savings account ($5 to open) must also be established for membership with FCCU, if not already done. Cannot be combined with any other offers. Members who open a new First Rewards Checking account during the promotion timeframe will automatically be entered to win one of two prizes of a $1,000 cash. No purchase necessary. Must be 18 years of age or older to enter. $1,000 cash is non-transferable. To enter without opening a First Rewards checking account, you may send in a 3x5 index card with your name, address, phone number, and email address to First Community, Attn: Marketing, P.O. Box 840129, Houston, TX 77284-0129. One entry per person. One card will enter person in all drawings. See official rules at Here. Board Members and Employees of First Community, their immediate family members and members of their households are not eligible to win. Membership is open to anyone who lives, works, attends school, or worships in the Texas counties, fccu.org/ counties we serve, anyone employed by a Select Employee Group, fccu.org/seglist, or anyone that is a relative or family member of an FCCU member or employee.
2The APY (Annual Percentage Yield) for balances up to $10,000 will be 4.25% APY when the qualifications for the First Rewards Checking are met and .15% APY for balances over $10,000. Dividend rates and APY valid as of June 30, 2024 and are subject to change monthly without notice The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 4.25% APY - 0.15% APY. Qualifications that must be met to earn the higher yield include having 12 debit card purchases post and clear each month, receive direct deposit of at least $500, and receive eStatements. In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed and will earn .15% APY. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Withdrawals, penalties and fees could reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends. Qualification period begins the first day of each month and ends at the cut-off time of 10pm CST on the last business day of each month. Credit Union closed on Sundays and Holidays.
2The APY (Annual Percentage Yield) for balances up to $10,000 will be 4.25% APY when the qualifications for the First Rewards Checking are met and .15% APY for balances over $10,000. Dividend rates and APY valid as of June 30, 2024 and are subject to change monthly without notice The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 4.25% APY - 0.15% APY. Qualifications that must be met to earn the higher yield include having 12 debit card purchases post and clear each month, receive direct deposit of at least $500, and receive eStatements. In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed and will earn .15% APY. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Withdrawals, penalties and fees could reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends. Qualification period begins the first day of each month and ends at the cut-off time of 10pm CST on the last business day of each month. Credit Union closed on Sundays and Holidays.