A Certificate of Deposit (CD) may be the option you are looking for if you want to earn interest and grow your funds securely.

CDs2
- Regular CD
- Traditional IRA CD
- Roth IRA CD
- SEP (Simplified Employee Pension) CD
- Coverdell ESA (Education Savings Account)
Term | Min Balance To Open | <100K INT RATE APY | >100K INT RATE APY | |
---|---|---|---|---|
Regular Only | 9-Month CD | $500 | 3.45% | 3.50% |
Regular, IRA, SEP & Coverdell | 7-Month CD | $500 | 4.25% | 4.25% |
Regular, IRA, SEP & Coverdell | 3-Month CD | $500 | 3.50% | 3.55% |
Regular, IRA, SEP & Coverdell | 6-Month CD | $500 | 3.50% | 3.55% |
Regular, IRA, SEP & Coverdell | 1 Year CD | $500 | 3.35% | 3.40% |
Regular, IRA, SEP & Coverdell | 18-Month CD | $500 | 3.25% | 3.30% |
Regular, IRA, SEP & Coverdell | 2 Year CD | $500 | 3.20% | 3.25% |
Regular, IRA, SEP & Coverdell | 3 Year CD | $500 | 3.20% | 3.25% |
Regular, IRA, SEP & Coverdell | 4 Year CD | $500 | 3.25% | 3.30% |
Regular, IRA, SEP & Coverdell | 5 Year CD | $500 | 3.50% | 3.55% |
Regular, IRA, SEP & Coverdell | 7 Year CD | $500 | 3.70% | 3.75% |
Flex Rate (Regular Only) | 2 Year | $500 | 2.70% | 2.75% |
Flex Rate (Regular Only) | 4 Year | $500 | 2.65% | 2.70% |
Flex Access (Regular Only) | 5 year | $500 | 2.80% | 2.85% |
Youth CD Builder Account (Ages 0-17) | 5 Year | $100 on DD/PR or $500 | 2.80% | 2.80% |
CD Builder Account | 2 Year | $100 on DD/PR⁴ or $500 | 2.70% | 2.70% |