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A Certificate of Deposit (CD) may be the option you are looking for if you want to earn interest and grow your funds securely.
CDs2
- Regular CD
- Traditional IRA CD
- Roth IRA CD
- SEP (Simplified Employee Pension) CD
- Coverdell ESA (Education Savings Account)
| Term | Min Balance To Open | <100K INT RATE APY | >100K INT RATE APY | |
|---|---|---|---|---|
| Regular Only | 9-Month | $500 | 3.50% | 3.55% |
| Regular, IRA, SEP & Coverdell | 3-Month | $500 | 3.55% | 3.60% |
| Regular, IRA, SEP & Coverdell | 6-Month | $500 | 3.55% | 3.60% |
| Regular, IRA, SEP & Coverdell | 10-Month | $500 | 4.25% | 4.25% |
| Regular, IRA, SEP & Coverdell | 1 Year | $500 | 3.45% | 3.50% |
| Regular, IRA, SEP & Coverdell | 18-Month | $500 | 3.40% | 3.45% |
| Regular, IRA, SEP & Coverdell | 2 Year | $500 | 3.35% | 3.40% |
| Regular, IRA, SEP & Coverdell | 3 Year | $500 | 3.30% | 3.35% |
| Regular, IRA, SEP & Coverdell | 4 Year | $500 | 3.30% | 3.35% |
| Regular, IRA, SEP & Coverdell | 5 Year | $500 | 3.45% | 3.50% |
| Regular, IRA, SEP & Coverdell | 7 Year | $500 | 3.55% | 3.60% |
| Flex Rate (Regular Only) | 2 Year | $500 | 2.70% | 2.75% |
| Flex Rate (Regular Only) | 4 Year | $500 | 2.65% | 2.70% |
| Flex Access (Regular Only) | 5 year | $500 | 2.80% | 2.85% |
| Youth CD Builder Account (Ages 0-17) | 5 Year | $100 on DD/PR or $500 | 2.80% | 2.80% |
| CD Builder Account | 2 Year | $100 on DD/PR⁴ or $500 | 2.70% | 2.70% |