Christmas Club

Say goodbye to high rate credit cards and say hello to paying with cash for holiday expenses this year! With a Christmas Club1 account, save through the year to have the funds you need for the holidays without the stress. Plus, be entered to WIN up to $1,000.

¹APY = Annual Percentage Yield. Savings account dividends are earned on the daily balance and paid quarterly. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors. Click to view rates. Offer valid February 1 - September 30, 2025 for new Christmas club accounts only. Not valid on subsequent Christmas club accounts. Christmas Club account must be opened on or before September 30, 2025 by 7pm CST to be eligible for this offer. No purchase necessary. Must be 18 years of age or older to enter. Up to $1,000 cash is non-transferable. To enter without opening a new Christmas club account, you may send in a 3x5 index card with your name, address, phone number, and email address to First Community Credit Union, Attn: Marketing, P.O. Box 840129, Houston, TX 77284-0129. One entry per person. One card will enter person in drawing associated with this promotion. See official rules at here. Board Members and Employees of First Community Credit Union, their immediate family members and members of their households are not eligible to win. Accounts opened after business hours may not be decisioned until the next business day. Business days are considered Monday - Friday 9am - 7pm CST. Withdrawals, penalties and fees could reduce earnings. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. Rates were paid for their respective dividend period. Rates are not guaranteed for the current dividend period. . In order to qualify for membership, Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.