Enhance your purchasing power with the card designed to fit and reward your lifestyle. With an FCCU Rewards Card, you can earn and trade in points for top events and fun rewards.
Annual fee
$01
Intro rate for 6 months
0% APR1
after intro rate
11.99% - 17.99% APR1
Enjoy these other great rewards:
- Cash back2
- An extensive rewards catalog with popular brands, top merchandise, event tickets and more
- Convenient online travel reservations and much more
View our credit card designs.
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Fraud Prevention Tools
FCCU Card Manager
Fight fraud fast with our FCCU Card Manager app! The power is in your hands.
Norton LifeLOCK Coverage
Free Norton LifeLOCK Coverage! Support includes dark web monitoring, lost wallet assistance and a digital dashboard.
Mobile Wallets
Add your FCCU Visa Debit and Credit Cards to a Mobile Wallet for convenience and security.
1Annual Percentage Rate. Rates and terms subject to change without notice. 0% APR intro rate for 6 months on purchases and balance transfers valid for new cardholders only. After the intro rate expires, the standard rate will be between 11.99% and 17.99% APR based on creditworthiness. Minimum payment of $18 or 3%, whichever is greater, required each billing cycle.
2Reward points have no cash value. Points can be redeemed for cash back, travel, gift cards, merchandise and more offered through the FCCU Rewards website. Cash back statement credit reward(s) will appear as a credit, in the form of a payment, on cardholder’s rewards card. Cardholder is responsible for any outstanding balance owed on the account after the credit is applied. If there is a zero balance owed on the card, the statement credit will post to the cardholder’s savings account when received. Points are non-transferable to others.
Note: A fee of $5 or 3% of the amount of each balance transfer, whichever is greater, will be assessed for each balance transfer completed from a non-FCCU card to an FCCU Credit Card
In order to qualify for membership, In order to qualify for membership, Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.