Business Basic Checking
Keep things simple with Business Checking that won't add stress to your plate. With a lower minimum balance requirement, ways to avoid fees and 100 transactions per month1 your focus can remain on running the business.
Checking Accounts with FCCU
- Free debit card with zero liability protection
- Online and Mobile Banking with access to Mobile deposits, eStatements and more
- Fraud protection and card control with FCCU Card Manager
- Tap to Pay for quick purchases with a FCCU Visa Debit Card
Save time and access your accounts anytime, anywhere.
It’s easy to handle banking at your desk or on-the-go. With just a few clicks, you can:
- View balance and transactions on your accounts to help manage the business finances.
- Utilize invaluable security features.
- Complete ACH Payments for payroll, vendors and more.
Gather the right documents
Business Loans with FCCU
- Equipment Purchases
- Real Estate Purchases
- Business Acquisitions
- Commercial Vehicles & Fleets
- Line of Credit
Treasury Services from FCCU's Business Banking Group
ACH Payroll & Payments
ACH Payroll and Payment processing for small to medium-sized businesses to make processing a breeze.
Merchant Services
Overpaying to accept debit cards and credit cards? Our Merchant Services solution saves you money and brings true value to you and your customers.
Positive Pay
Prevent check and ACH fraud with Positive Pay as your first line of defense. The check and/or ACH information is added by you in the Positive Pay platform via online banking.
Remote Deposit Capture
With Remote Deposit Capture (RDC) you can stay focused on your business. Simply make business deposits right at your computer!
Sweep Transfer Service
Enjoy the convenience of a sweep of excess funds to an interest bearing account on an interval that you choose.
1 Transaction types counted include electronic transactions, deposits, withdrawals, checks paid, checks cashed, debit card transactions, outbound ACH Payroll and RDC images.
2 Subject to regulation D.
Checking account dividends are earned on the daily balance and paid monthly. Rates quoted were last paid on October 31, 2023. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.
Money Market account dividends are earned on the daily balance and paid monthly. Rates quoted were last paid on April 30, 2023. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.
*APY is Annual Percentage Yield.
**Money Market accounts are subject to Regulation D which limits withdrawals to six per month.
APY assumes dividends remain in the account until maturity. Withdrawals, penalties or fees could reduce earnings. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends