Checking Accounts

Everyday access for you.

Open an Account

Choose a checking account that makes your life easier. Whether you need a basic account with no monthly fee or requirements, one that offers a higher return - or one that expresses your style - it's all here for you.

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Here's what you get with all FCCU checking accounts

Free debit card with Visa's Zero Liability Fraud Protection
Online and Mobile Banking with access to Mobile Deposits, eStatements and more
Fraud protection and card controls with FCCU Card Manager
Overdraft Options* to make sure you’re covered
Tap to Pay for quick purchases with an FCCU Visa Debit Card

Go Paperless Today

Make life easier by enrolling in FCCU's eStatements enjoy online access to all of your statements anytime, anywhere.

Get started

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Free Checking

Simplify your life with a Checking account from FCCU. Free Checking puts you in complete control of your funds, your way without the hassle of fees.

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Rewards Checking

Put your money to work with a First Rewards Checking account! We've paired the simplicity of a checking account with the earnings of an investment account.

Money Management Checking

Enjoy the flexibility and freedom of a checking account while earning high, variable dividend rates with our Money Management Checking account.

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Money Market Fund

Get the freedom of a checking account paired with a high earning dividend rate with a FCCU Money Market Fund account. Competitive dividends will be compounded daily and credited monthly to ensure fast and steady financial growth.

Overdraft Options

We understand that emergencies happen. Our various overdraft options, serve as a safety net in case you fall on the wrong side of zero.

Make an Appointment

Whether you've been a member for years or you're looking to open an account, we're here to help. Make an appointment so you can stop by and see us, without a wait. Future Service Same-Day Service

Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.