Due to power outages, our USTCU and Champions locations will be closed today. Online banking


Your Exclusive Credit Union Benefits!

First Community Credit Union (FCCU), has been part of the Houston community since 1954 and we have partnered with Houston Methodist to extend a special offer of credit union membership and benefits to you. Your benefits include up to $300 in Cash Coupons and a $1,000 Guaranteed Line of Credit.


FCCU is one of the largest credit unions in the Greater Houston area and we are dedicated to serving our members with sound financial products and services, including:

  • Mobile and Online Banking including Mobile Deposits
  • 6,800+ Shared Branch locations nationwide
  • 55,000+ FREE ATMs
  • Convenient locations across the Houston area and much more!

Houston Methodist employees receive up to $300 when you open your Checking account, get a credit card or a loan with First Community! Just a little way they say Thank You for choosing them for your financial needs. First Community – Your Financial Partner for Life.

SEG Checking

Open a new checking account with Direct Deposit

$100 with a new Checking + Direct Deposit – use coupon code BD101

FCCU Checking Account1 Features:

  • FREE eServices including Online Banking, eStatements, BillPay1 and More
  • FREE Person to Person (P2P) Transfers
  • iPhone & Android Apps
  • Free Visa Debit Card and much more!
  • Online and Mobile Banking with access to Mobile Deposits, eStatements and more
  • Fraud protection and card controls with FCCU Card Manager
  • Overdraft Options* to make sure you’re covered
  • Tap to Pay for quick purchases with an FCCU Visa Debit Card

ADD Free Direct Deposit to save time and money. Minimum $500 required monthly. 

Open an Account
man using business credit card SEG Credit Card

Open a New Visa FCCU Rewards Credit Card

$100 with a new Credit Card2 – use coupon code BD102

Visa® FCCU Rewards Credit Card Features:

  • NO annual fee
  • No over-the-limit fee
  • Earn rewards with purchases

Apply for a Credit Card
family in new home SEG loan

Open a New Loan Account

$100 with a new auto or personal Loan – use coupon code BD103

FCCU Loan Accounts Offered:

  • New Auto Loans
  • Used Auto Loans
  • Personal Loans

Plus, Skip-A-Payment up to 2 times per year!

Apply for a Loan
Terms and Conditions: For all offers, certain credit criteria apply. Savings account must be established with minimum $5 deposit for membership. Offers cannot be combined with any other offer. One coupon redeemed per product. Bonus will be deposited into savings account within 10 business days after account/loan opening and is subject to tax reporting on form 1099-INT. Copies of coupons not accepted. See representative for complete details on all offers. 1Coupon good for personal checking accounts only. Not valid on subsequent checking accounts.  Coupon or promo code must be presented at time of account opening. Certain credit criteria apply. $100 will be given when new checking with Direct Deposit is initiated with a minimum of $500 received monthly.  Funds will be deposited into savings account after checking account with direct deposit has been open for 120 days. Must have both checking and direct deposit to receive bonus. 2 APR = Annual Percentage Rate. 0% intro rate for 6 months valid on purchases and balance transfers only for new cardholders only. After intro rate expires, rate will range 11.99 – 17.99% APR based on creditworthiness. Visa rates are non-variable and subject to change quarterly. Minimum monthly payment of 3% or $18, whichever is greater, required monthly. Coupon or promo code must be entered at time of application. 3 Offer not valid for Guaranteed Line of Credit, Credit Cards, Secured loans, Home Equity, Home Improvement or Mortgage Loans. Membership is open to anyone that lives, works, attends school or worships in one of the Texas counties we serve, any person employed by a Select Employee Group, or any relative or family member of an FCCU member or employee.  

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