Credit Cards

Swipe with confidence with a credit card that rewards you.

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Enhance your purchasing power with the card designed to fit and reward your lifestyle. Whether you choose an FCCU Rewards Card or the GENIUS Card you have fantastic options which to pick from.

Annual fee

Intro rate of 6 months 0% APR

After Intro rate

11.99% - 17.99% APR

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FCCU Rewards Card

Introducing the FCCU Rewards card - your gateway to a world of rewards! Unlock a plethora of benefits and perks today.

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GENIUS Card

Make a difference with your purchases! We are thrilled to announce that 1% of all your purchases will directly contribute to education in our community

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View our credit card designs.

Choose your style

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Check out some these benefits we offer for our credit cards

A Contactless Card for a no-touch checkout experience
ID Navigator powered by Norton LifeLock^TM Coverage
Lost/Stolen Card Reporting. If your card is lost or stolen, we will replace it promptly and work with you to inform those who need to know
It's easier than ever to pay with your FCCU mobile wallet

Take a Look

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Fraud Prevention

First Community encourages our members to take advantage of our free tools to help fight fraud in the blink of an eye!

CardSwap

CardSwap is a single spot to update your card on file wherever you pay. You can enroll your FCCU credit or debit card in CardSwap within Online Banking.

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Balance Transfer

Consolidate high-interest debt to a low rate FCCU Rewards Card to payoff sooner.

Fraud Prevention Tools

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FCCU Card Manager

Fight fraud fast with our FCCU Card Manager app! The power is in your hands.

Norton LifeLOCK Coverage

Free Norton LifeLOCK Coverage! Support includes dark web monitoring, lost wallet assistance and a digital dashboard.

Mobile Wallets

Add your FCCU Visa Debit and Credit Cards to a Mobile Wallet for convenience and security.

I lost my card but I don’t want to cancel it yet is there an option to freeze it?

Yes by downloading our Card Manager app you’re in full control of your cards security, you can place a freeze on it, set limits, and monitor charges all from your phone.

Can I have two credit cards for personal use?

Yes, in order to have two separate credit cards under a personal account you would have to qualify for a GENIUS and Rewards card. However you cannot have two of the same card, such as two GENIUS or two Rewards cards.

What is a Visa Secured Card?

A Visa Secured Card is a way to help you build credit without having a truly open credit card. A Visa Secured Card allows you to borrow against your own money and pay yourself back each month like you would a regular credit card, but instead of it being borrowed from the bank you’re borrowing from your own Secured Savings account. This card has starting limits as low as $500 it’s a great option for those new to credit or those looking to rebuild theirs.