FCCU Credit Cardholder Benefits Include

A couple on the sofa looking the their credit card benefits on their laptop

  • ID Navigator powered by Norton LifeLockTM Coverage
  • Enhanced security and fraud protection with embedded chip technology — plus Visa’s Zero Liability Policy1 covers you if your card is ever lost or stolen
  • Worldwide acceptance - use your card at millions of places around the corner, online and all over the world
  • Emergency Card Replacement and Emergency Cash Disbursement. get a replacement card sent to you quickly - and/or receive emergency cash - 24/7, anywhere in the world
  • Lost/Stolen Card Reporting. If your card is lost or stolen, we will replace it promptly and work with you to inform those who need to know

Set Alerts for:

  • Transaction Amounts 
  • Card being used online.
  • Any ATM withdrawal with the card.
  • International Charges and much more!

1Annual Percentage Rate. Rates and terms subject to change without notice. 0% APR intro rate for 6 months on purchases and balance transfers valid for new cardholders only. After the intro rate expires, the standard rate will be between 11.99% and 17.99% APR based on creditworthiness. Minimum payment of $18 or 3%, whichever is greater, required each billing cycle.

2APR = Annual Percentage Rate. Certain credit criteria apply. Rates and terms subject to change without notice. Must be 18+ to apply. Intro rate of 0% APR for first six months valid on purchases and balance transfers for new cardholders only. After intro rate expires, rate will be between 11.99% APR and 17.99% APR based on creditworthiness. Minimum monthly payment of $18 or 3% of balance, whichever is greater, required each billing cycle. A $5 or 5%, whichever is greater, balance transfer fee applies for each transfer made. See full details in ourApplication and Solicitation Disclosure.

3Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met you will not receive Credit Features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment. This card is issued by First Community Credit Union pursuant to a license from Visa U.S.A. Inc

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