Personal Loans

Credit to help you reach  your personal goals.

Why just think about the life you want when you can make it a reality? Personal loans from First Community can help you reach your personal goals — from taking a great vacation to improving your finances, yourself, or your home.

  • Rates as low as 6.74% APR1
  • Skip-A-Pay up to twice each year2
  • One low monthly payment

It’s easy to apply online.

We make it easy and convenient for our members to apply for a personal loan online. If you know what you need, you can get started right now!

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Lifestyle & Signature Loans

From a trip to the beach to updating your living room furniture, consider an FCCU Lifestyle Loan. Lifestyle Loans are also great for consolidating high interest debt into one low interest loan.

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RediCash Line of Credit

A RediCash Line of Credit gives you access to pre-approved credit whenever you need cash fast. Upon approval of one simple application, you’ll have an account with unlimited possibilities.
RediCash accounts can also be used for overdraft protection — get an easy-to-read statement monthly if your RediCash account has been tapped to address an overdraft.

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Secured Loans

Did you know you can borrow at a lower rate against your savings or a CD3? If you need to build or repair your credit, this could be the right option for you.

Our members enjoy great rates.

Great rates from First Community help our members save on personal loans. Wondering how much you can qualify for, or how interest rates and terms impact your payment?

We’re here to help.

Not sure what personal loan is right for you? Stop by a branch near you to discuss personal loan options, or contact us at 281.856.5300 or toll free 800.456.3228 for more information. Make an appointment to skip the line when you visit.

1APR = Annual Percentage Rate. Rates and terms subject to change. Certain credit criteria applies for lowest rate quoted. Rates quoted on these loans include the following: 1) 0.25% off for purchase of credit life and disability insurance coverage; 2) 0.15% off with either First Rewards Checking or Texans Checking; 3) 0.10% off with an FCCU Visa Credit Card. Maximum discount of 0.25%. 60 months @ 6.74% APR = monthly payment of $21.11 per $1,000 borrowed.

2Skip-A-Payment adds $20 to the loan each time the loan is skipped. Cannot be combined with any other offers. Certain restrictions may apply.

3Secured loans are not available against Flex CDs.

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Low rates and flexible terms on loans personalized for you.

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Skip-A-Pay

Help when you need it most.