Payroll on your terms
Access your payroll up to 7 days early!1Get up to 50% of your average direct payroll deposit amount, up to a max of $2,000. Request access to your funds when you need them, all for a small monthly fee of $4.95.
Eligibility for FlexFunds
- Membership must be in good standing.
- Must receive recurring bi-weekly, semi-monthly or monthly payroll direct deposit on a consistent basis.
- Must have a qualifying direct deposit of $500 per month or more per month
- Must have received the requested direct deposit for a period of three (3) full months
- No members on the account may be deceased, a minor, or an FCCU employee including their family and anyone living in the same household.
- Fiduciary accounts are not eligible.
How to enroll in FlexFunds
- Login to Online Banking.
- From the left menu, click on Services > Get the most out of your banking > FlexFunds Enrollment
- Complete the enrollment form.
- Click to agree to the Terms and Conditions & Submit.
- Login to Online Banking
- From the left menu, click Services > Get the most out of your banking > Access FlexFunds
- Complete the Request Form.
- Click Request.
- Your request will be reviewed for approval.
Get early access to your funds/paycheck/payroll up to 7 days early
You may enroll more than one payroll; however, each payroll requires a separate request.
Upon receipt of regular direct deposit payroll, all FlexFunds amounts will be repaid.